Personal finance assistance is provided as a service at Hemminger Homes. Our consultants help explain the processes used to obtain your new home, as well as the credit process if you need it. By helping you through this important step our customers save valuable time by setting a realistic budget before selecting their home. Many types and kinds of financing are used to find a program which best suits your needs; examples include various down payment plans as well as lengths of loan terms.
We have found many of our customers were not aware of what needed to be financed to complete their home purchase. Due to the variety of plans available in todays market many more people are currently living in their own dream homes. A lot of people weren't sure they could before visiting us. Some homeowners say they own their home for less than their rent would have been. Packages to purchase homes on leased lots as well as total construction packages are available. By combining your home, lot and improvements into one loan many times you can be in your new home sooner than planned. Programs are also available with convenient down payment and longer terms for home loans including leased lots as well. Another benefit in advanced financial planning is being able to budget savings programs to meet your needs. By doing this, time schedules are easier to meet and you the have piece of mind that your home is a realistic goal. Hemminger Homes also has access to a licensed insurance agent. This can assist you in obtaining property insurance to protect your new home, its contents, and liability coverage. Also protection for life and health coverages are available to those who desire and qualify for those coverages as well.
NMLS# 101157 Licensed by the PA Dept. of Banking